10 Booming At-Home Businesses You Should Have Started Sooner

Let’s be honest: COVID-19 hit many of us close to home. While some professionals were let go from their jobs or furloughed without pay, others were faced with having to vacate their offices and work entirely remotely. This is quickly becoming the norm as companies shifted their focus from in-office to home office, hiring for an influx of remote roles. In fact, employees are reportedly happier and more productive when working from home, with the median salary for remote workers approximately 8.3 percent higher than non-remote workers in the same role. If you work in an industry you don’t like, however, now is the perfect time to launch a business from home.

Luckily, it is easier and more affordable than ever; since future trends indicate that remote work is here to stay. Why not seize this opportunity to finally be your own boss? Gone are the days of rolling out of bed before the sun comes up, only to realize it’s Saturday and not a workday. No more stepping on Lego blocks on your way to the bathroom. No more spilling coffee on your blazer on the way to the office. Pandemic or not, let’s get out of our own way and take charge of our financial future.

Firstly, it is important to note that you simply cannot just up and quit your day job. You need to devise an exit strategy so that, when the time comes, you have a plan in place (as well as some savings) to make the transition a smooth one. Try sitting down in a quiet place and put pen to paper, creating both a timeline of events as well as actionable steps you can take on a daily/weekly basis to initiate your business plan, establishing an overview of your market positioning, financial projections and your unique competitive advantages. Who knows? If you find that you have a knack for it, perhaps drafting business plans for fellow entrepreneurs is your calling.

Here are 10 tried and true money making businesses you can start TODAY:

Affiliate Marketing For those unfamiliar with affiliate marketing, it’s simply referral marketing where you earn a commission. Let’s say that you have a website and write a review on a book you loved with a link to it on Amazon. Without affiliate marketing, Amazon would receive 100% of that sale, but if you are a registered affiliate with Amazon, when the visitor clicks the affiliate link and buys the book, Amazon will pay you a percentage of the sale. People love affiliate marketing because they can start earning money passively with few startup costs.

Begin a Blog  Blogging is inexpensive and easy to start doing. It can be as simple as just writing about your favorite music or food and, eventually, you can start generating money from your site. You have many options for getting your blog up and running – but we recommend you use the free WordPress option or Blogger, which is a commercial-free platform. Both have similar features regarding functionality and design, and both can be monetized, but only through their respective ad networks. Using a free platform may limit your earning potential at first, but it gives you the initial foundation for building an audience.

Get Coding Frontend, backend and every type of code in between, coding requires zero in-person interaction with your clients – it is truly a remote option for work. One skill you will want to carry over from the in-person world, however, is active listening. Developing a solid connection with the client is just as important as developing the code for their website. If you keep them top of mind, you can ensure that you’re going to meet their development needs and exceed their expectations.

Social Media Pro Do you have a talent for social media? There are a lot of organizations who need someone to manage their social media accounts, and some may even want you to completely develop a social media strategy for them. As a social media manager, you can also use your skills to manage the social media accounts for individuals. Influencer marketing has quickly become a multibillion-dollar industry, and many influencers rely on agencies and remote marketing professionals to help them run their social networks.

Audio or Video Editor As of March 2021, there were 1.75 million podcasts available to listeners. For this reason, brands are turning to audio and visual content to connect with consumers. The catch 22 is that many do not have the time to invest in the production of this content. If audio and video editing blow your hair back, your demands will be met in this fast-paced industry. And haven’t you always wanted that at-home recording studio?

Writer You don’t need to be an English major to be a freelance writer, but it’s actually an excellent way to make a living if you enjoy it. A writer must be versatile, as assignments can range from technical to creative and everything in between, based upon your given skillset. Writers typically earn per word, which increases with years of experience. After you’ve been freelancing for a few months, you should have enough samples, testimonials and experience to give you the leverage to go after better-paying clients.

Graphic Designer Many businesses are in need of someone to assist in designing their logos, websites and visual ads. If you have a degree or certification in this area, you can make a comfortable annual salary of $45,000 or more. The more skilled you are, the more you earn and the more clients you’ll likely get through word of mouth.

Virtual Recruiter This is pretty much the same as an in-house recruiter except you get to work wherever you want. The other major difference is that you search the web to find the right employee for the right position. You’re responsible for screening the applicant and being a part of the interviewing and negotiation process. Some recruiters are paid upwards of $125 an hour for building resume templates.

Internet Security Specialist As an internet security specialist, you monitor networks for security threats and implement security standards. You may also install data protection systems as well. Given the attention that online security has been receiving, this job is expected to grow steadily over the next several years.

Consulting If you have experience and knowledge in a specific area, then consider sharing it with others. For example, if you’re an accountant or lawyer, you can provide advice to small businesses for a pretty penny. Ca-ching! You can also consult with businesses on how to use a new software program or even how to become more environmentally friendly. Yes, we’re green now people. Interested in more work-from-home options? Follow us on social media HERE and we will share some resources and tips to find the right remote work job for you!

Fun Facts About A 401K

You’ve heard of a 401K. Maybe you even have one. A 401K is an investment in your future. It is a nationally understood investment to protect your quality of life as you get older and into retirement. Yet, there are a lot of things people still don’t know about 401Ks. Here are some interesting facts on 401Ks.

  • Did you know that even though a 401K is tied to your job, you can start one even if you’re self employed!
  • Of the people that are investing in a 401K, over two-thirds of them are under 40 years old, making up a good chunk of the workforce. Another 11% are over 60 years old, proving that you can continue to pay into your later years. (*When you reach 72, you must start reaching into your 401K.)
  • This is one of the few investments that is almost guaranteed to grow with your age. The average portfolio of workers in their 20’s with 5-10 years was only $19,00; while the average of workers in their 60’s was nearly $275,000 according to 401KTV. 
  • In the United States, there is $4.3 trillion dollars (or a whopping 64%)  accounted for within DC’s economic accounts for those investing in a 401k. This is definitely an investment you are not alone in!
  • One of the interesting things about the 401K is that it helped some participants begin to think long term instead of just day-to-day and paycheck to paycheck. 

Do You Have Too Much in Savings? (Start Investing)

It takes months, even years of dedication to reach certain goals, and saving can be one of them. It is exciting when you hit your savings goals, but can you save too much? You want your money to work for you, not stand still. So, what do we do when we have too much in savings? Start investing! There are a lot of investment opportunities out there. Where to begin depends on several factors including how quickly you’re looking to make money, how hands-on or hands-off you want to be with your investment, what risks you’re willing to take and more.  Here are some suggestions to help you get started: 

Stock Market

Wildly unpredictable, highly volatile, but a lot of potential. Research patterns, follow company breakthroughs (or break-ups), and of course you can always turn to reddit and follow the trends if nothing else (hello, GameStop millionaires!). Big risk, big rewards! 


Similar to the stock market, cryptocurrency goes up and down everyday. Those who invested early in Bitcoin are celebrating the chance they took on this platform for investing. There are many cryptocurrencies other than Bitcoin and the well known Dogecoins, Ethereum, and other popular currencies. Start researching up and coming cryptocurrencies and maybe you’ll be the next crypto billionaire!

Real Estate

Owning a piece of land means owning something of constant value. Renting out the home can provide extra income. You can “flip” homes, which is the fun way to say you will renovate and sell a property. Either way, real estate is a great way to turn your savings into a growing stockpile!

Business Investment

We are surrounded by business opportunities. Local businesses are also looking to grow too! From friends to local diners, they may have the chance for you to invest some of your hard earned cash and change not only your life, but your community too!

5 Ways To Know If You’re Ready to Invest in Cryptocurrency (And How To Get Started If You Are)

Get Started In Cryptocurrency

Cryptocurrency is a digital or virtual currency that is secured by cryptography (the science of keeping information secret and safe by transforming it into a form that unintended recipients cannot understand.), which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralized networks based on blockchain technology—a digital ledger enforced by a large network of computers. All of this is done publicly, making every transaction on the blockchain verified and transparent. 

Whether you have a large amount of capital to invest or a little bit of extra cash you’re looking to dabble with, cryptocurrency is an investment worth exploring. Here are a few of the pros and cons associated with investing in crypto:

  1. PRO: Huge Returns are Possible. $1,000 invested in Bitcoin in 2013 would be worth over $400,000 today.
  2. PRO: Cryptocurrency is fast becoming an extremely liquid asset making it easy to sell crypto for ether or dollars quickly and stress free.
  3. CON: The market can be volatile. Be ready to take a risk. While it is rare there may be issues with hacking or a market drop which could cause a big hit to your investment. 
  4. CON: Even though crypto is becoming more popular, there is still limited acceptance from retailers and service providers who are wary to take this new form of currency.

How do you know if an investment in cryptocurrency is right for you? Ask yourself these questions:

  1. Do you have enough money (6-9 months of expenses) in an “emergency fund” savings account? 
  2. Have you paid off your student loans and other debts? 
  3. Do you have a retirement savings strategy in place?
  4. How willing are you to take risks?
  5. Have you researched the various types of cryptocurrency to find the one that is right for you?

If the answer is “no” to any of the above questions, perhaps it is not the right time for you to invest in cryptocurrency. If you answered “yes” however, then you’re ready to begin your new digital investment journey! 

Getting started in cryptocurrency is actually relatively easy. 

  1. Open a brokerage account with a company that allows crypto investments
  2. Deposit funds into your account
  3. Buy the cryptocurrency and then later sell the crypto for a gain or loss (It is all very similar to the stock market, only regulated by the public not the banks!).

Some of the top cryptocurrency brokers to check out include Coinbase, eToro, Robinhood, and Charles Schwab among others. 

If you’re truly worried about the risk, there are also some ways that people can begin to invest in cryptocurrency, particularly in the technology behind it, without holding any coins or crypto tokens themselves. 

Instead of investing in something like bitcoin, find a publicly traded company that is related for example, to the blockchain, the technology behind cryptocurrency. There are also companies you can invest in that allow users to trade cryptocurrency on their platforms like Square and PayPal or big tech giants like Google, Amazon and Microsoft that all use blockchain technology in some aspect. It’s a great way to invest in crypto with a little more security than doing something like mining bitcoins.

Whatever you do, don’t get caught up in cryptocurrency craziness if you’re not ready. There are no ways to tell if it will have staying power, which means assets are not 100% safe so make sure no matter what you’re diversifying your investments!