Tag: risk

What IS a Good Return on Investment?

That might lead you to wonder: What is a good return? The truth is, the answer depends on your goals and the amount of risk you’re willing or able to take while investing your hard-earned cash. Ideally, investments should at least surpass the inflation rate because, if not, your money loses its value as time passes by.

What Your Credit Score Actually Means

Your credit score affects many aspects of your financial life, and the higher the number – the better. Most people know how important it is, but not many know what their credit score actually means. Banks and other creditors use a person’s credit score to determine how much risk they would take if they were to loan that person money. So, what goes into calculating your credit score number?