Tag: timely payments

3 Items You Should ALWAYS Pay for with a Credit Card (And Why…)

Maybe you’ve heard carrying credit card debt is the enemy of future wealth, robbing you of interest dollars you could be saving. While that’s true, there’s a way you can use credit cards to your advantage, so long as you pay your balances off before the end of the month. Here are three items you should always consider using a credit card to purchase.

What Your Credit Score Actually Means

Your credit score affects many aspects of your financial life, and the higher the number – the better. Most people know how important it is, but not many know what their credit score actually means. Banks and other creditors use a person’s credit score to determine how much risk they would take if they were to loan that person money. So, what goes into calculating your credit score number?

3 Easy Ways to Boost Your Credit Score

Having a good credit score means you will get the best rate when borrowing money from a bank, give you the best chance at renting the house you want, and even land you a job you desire. If you have a low credit score and want to boost it, we have some simple suggestions that could take as little as 30 days to start showing results.