You probably realize how important it is to keep your credit score on an upward trend, but do you know who can see it and how? The truth is, many people can see your credit score along with your credit report, but only those with a genuine need can access the underlying information. Here are some legitimate organizations and people who might need your credit history.
Author: Deb
4 Ways To Save on Your Electricity Bills This Summer
With the price of virtually everything increasing across the United States, people are looking everywhere they can to save money. One place that can really make a difference in your budget is to focus on reducing your electricity bill over the summer months, which can be a huge cost. Fortunately, there are easy ways to save money on your energy bills. Here are a few.
What’s a Reverse Budget and Why Use One?
Perhaps you already have a budget set up to list your income and bills so you can track where your money goes each month. Unfortunately, traditional budgets can keep you from reaching your ultimate goals because the focus is on paying the bills and not reaching your life’s desires — enter reverse budgeting. Instead of simply having a goal to pay the bills and maybe have a bit left over, plan out your financial goals first and work on your budget to help you get there.
3 Items You Should ALWAYS Pay for with a Credit Card (And Why…)
Maybe you’ve heard carrying credit card debt is the enemy of future wealth, robbing you of interest dollars you could be saving. While that’s true, there’s a way you can use credit cards to your advantage, so long as you pay your balances off before the end of the month. Here are three items you should always consider using a credit card to purchase.
2022 Cybersecurity Risk: 3 Tips to Protect Your Accounts
In the age of online banking and digital commuting, you may be concerned about the security of your information. The truth is: You should be. Cyber attacks can have dire consequences and are an ever-present reality, but the good news is there are ways to protect yourself. Here are the top tips to add more security to your accounts and increase your cybersecurity.