Perhaps you’ve heard the advice to pay off credit card debt first when getting your finances in order because it’s a “bad” form of debt. While this type of high-interest obligation can certainly drain your bottom line, you can use credit cards to your benefit and even return some money to your pocket. Enter cash-back credit cards. These types of instruments are bank offerings that do just what they advertise — giving you cash back when you make certain purchases. Essentially, you’re paying a sale price on things you buy rather than paying full price. Here are three of the best to try.
Author: Deb
3 Skills You Might Learn To Make Money
No matter the current state of the economy, most people could use a new skill to make money on the side. The extra funds might go toward savings, a vacation, or to make ends meet. It’s never a bad idea to have a talent in your pocket to turn into a primary source of income should your current position disappear or your interests change. Here are three possible profitable skills to consider.
Don’t Ignore Tax Debt — Call the IRS, Instead
Every year on April 15, most people in the United States who earned income in the prior year must file their taxes. Neglecting to do so can result in a hefty tax bill, complete with fines and late fees. If you find yourself or your loved one in a situation where you owe money to Uncle Sam, the worst thing you can do is ignore the issue. The longer you wait, the more the problem will grow. Consider the following suggestions.
Beware! 4 Ways to Spot a Phony Charity
Giving to charity can feel immensely rewarding. Yet, with so many legitimate organizations needing help, how can you ensure the charities you choose aren’t scams? Here are four tips to help you determine which organizations are legit.
3 Christmas Charities That Help Low-Income Families
When Christmas comes around, people think about those less fortunate than themselves as they prepare for the holidays. Philanthropists make it a habit of giving throughout the year, but if you plan on donating this season or find yourself in need, a charity might help. Some specialize in helping low-income families and other populations during the Christmas season. Here are a few of the best.