Perhaps you’ve heard the advice to pay off credit card debt first when getting your finances in order because it’s a “bad” form of debt. While this type of high-interest obligation can certainly drain your bottom line, you can use credit cards to your benefit and even return some money to your pocket. Enter cash-back credit cards. These types of instruments are bank offerings that do just what they advertise — giving you cash back when you make certain purchases. Essentially, you’re paying a sale price on things you buy rather than paying full price. Here are three of the best to try.
3 Skills You Might Learn To Make Money
No matter the current state of the economy, most people could use a new skill to make money on the side. The extra funds might go toward savings, a vacation, or to make ends meet. It’s never a bad idea to have a talent in your pocket to turn into a primary source of income should your current position disappear or your interests change. Here are three possible profitable skills to consider.
Don’t Ignore Tax Debt — Call the IRS, Instead
Every year on April 15, most people in the United States who earned income in the prior year must file their taxes. Neglecting to do so can result in a hefty tax bill, complete with fines and late fees. If you find yourself or your loved one in a situation where you owe money to Uncle Sam, the worst thing you can do is ignore the issue. The longer you wait, the more the problem will grow. Consider the following suggestions.
Beware! 4 Ways to Spot a Phony Charity
Giving to charity can feel immensely rewarding. Yet, with so many legitimate organizations needing help, how can you ensure the charities you choose aren’t scams? Here are four tips to help you determine which organizations are legit.
End-of-Year Checklist: 4 Important Financial Tasks To Complete
The end of the year isn’t only a time to make resolutions for the 12 months ahead. It can also be a good marker for finishing up some financial tasks and putting things in order. In fact, if you let some of these checklist items go until after the clock strikes 12 on December 31, you could be throwing away money. Here are four tasks to put on your to-do calendar.
3 Tips for Making a Fresh Financial Start in the New Year
At the end of the year, many people watch the ball drop and promise the next 12 months will be different from the last. But if those resolutions don’t come with a solid path, it’s difficult to stick to the change. If you’re looking ahead with a promise to make a fresh financial start, here are three easy tips to launch you on the way and keep you on the right track.
3 Yardsale Items That Resell for the Most Money
Gary Vaynerchuk (Gary Vee) is a successful entrepreneur with many businesses to his name, but perhaps he’s most famous for his ability to flip garage sale finds. In fact, he created a video series detailing his methods of scouring weekend sales at people’s homes, buying the most popular items, and selling them on eBay for a profit. Here are three types of finds to look for that resell for the most money.
3 Ways To Save Money on Rising Food Costs
When looking at the budget, you may be able to eliminate some items, like streaming services or eating out at restaurants. Still, everyone must contend with one universal expense — food. As the cost of nourishing yourself and your family continues to rise, you might be looking for ways to get more for the money. Here are three great ways to save.
Stop Wasting Money by Avoiding THESE 4 Things
Would you wad cash up and throw it into the trash? It seems very unlikely, right? Yet, people have a number of habits that might cause them to waste significant amounts of money. If you’re looking for ways to save, check to see if you’re guilty of these four wasteful habits.
4 Ways Living in a Tiny House Saves Big Bucks
One of the biggest expenses for many Americans is their mortgage, so downsizing can become an attractive possibility for saving money. Folks who want to take this move to the extreme might consider tiny homes an option — especially for empty nesters, retirees, singles, or small families. While not for everyone, these small dwellings can save you big bucks. Here’s how.