Energy can be one of the biggest expenses depending on where you live and the time of year. Many people aren’t aware they might qualify for assistance through a federal plan, the Low Income Home Energy Assistance Program (LIHEAP). The benefit can help you pay the bills you have to heat and cool your home and also provides help with “energy-related home repairs.” You may already qualify if you receive other low-income benefits like Temporary Assistance for Needy Families (TANF) or the Supplemental Nutritional Assistance Program (SNAP).
That might lead you to wonder: What is a good return? The truth is, the answer depends on your goals and the amount of risk you’re willing or able to take while investing your hard-earned cash. Ideally, investments should at least surpass the inflation rate because, if not, your money loses its value as time passes by.