Money market accounts (MMAs) offer several benefits to savers and investors.
Investing on a Shoestring Budget
Investing remains one of the best ways to grow money. But when you’re living paycheck to paycheck, how do you start? The truth is, you don’t need a lot of money to start. Investing on a shoestring budget is entirely possible. Still, it’s important to eliminate as much debt as possible before you start. For example, if you’re paying out 10% in interest to a credit card company and only bringing in 6% on an investment, your wealth will shrink. Once you’ve eliminated those obligations, here are a few easy ways to start an investment journey.
3 Ways To Save Money on Rising Food Costs
When looking at the budget, you may be able to eliminate some items, like streaming services or eating out at restaurants. Still, everyone must contend with one universal expense — food. As the cost of nourishing yourself and your family continues to rise, you might be looking for ways to get more for the money. Here are three great ways to save.
Stop Wasting Money by Avoiding THESE 4 Things
Would you wad cash up and throw it into the trash? It seems very unlikely, right? Yet, people have a number of habits that might cause them to waste significant amounts of money. If you’re looking for ways to save, check to see if you’re guilty of these four wasteful habits.
4 Ways Living in a Tiny House Saves Big Bucks
One of the biggest expenses for many Americans is their mortgage, so downsizing can become an attractive possibility for saving money. Folks who want to take this move to the extreme might consider tiny homes an option — especially for empty nesters, retirees, singles, or small families. While not for everyone, these small dwellings can save you big bucks. Here’s how.
3 Ways Carpooling Might Benefit You
Carpooling to work or taking your kids to school does more than cut down on traffic and result in fewer environmental emissions. The practice can benefit you financially as well. If you’re trying to make the most out of your budget, consider adding carpooling to your routine. Here are some obvious and not-so-obvious financial benefits to the practice.
3 Steps to Save Money While Living Paycheck to Paycheck
When you’re living from one paycheck to the next, saving for retirement or emergencies might seem impossible. Yet, you don’t have to put away large sums of money at a time to make progress. Every little bit helps. Here are three ways to work savings into your financial plan, even when money is tight.
3 Tips on Surviving a Recession
“Prepare for the worst but hope for the best,” said former UK Prime Minister Benjamin Disraeli. Preparation has never been more important, as some economists warn about a recession. Planning for the worst-case scenario will help ensure you’re financially ready for every economic eventuality. Here are three tips to help you survive.
3 Quick Negotiations Might Save You Money Monthly
Most people believe their monthly payments are set in stone when considering budgets. Yet, as most good managers will affirm, everything is negotiable. The problem is that each obligation will take time out of your day to haggle with the person on the other end of the conversation. Fortunately, there are effective tactics you can use to speed up the process and bring the budget back in line. Here are three top places to start negotiating.
3 Side Gigs Couples Can Manage Together
Bringing in extra cash can help make ends meet or pad savings accounts regardless of the current economy, but adding more work to the day might reduce the time you spend with family. What if you could hang out with your partner while bringing in the extra dough? Side gigs make optimal use of skills and resources in many cases. Let’s look at three interesting side gigs you might start and run as a couple.