Tag: savings

Investing on a Shoestring Budget

Investing remains one of the best ways to grow money. But when you’re living paycheck to paycheck, how do you start? The truth is, you don’t need a lot of money to start. Investing on a shoestring budget is entirely possible. Still, it’s important to eliminate as much debt as possible before you start. For example, if you’re paying out 10% in interest to a credit card company and only bringing in 6% on an investment, your wealth will shrink. Once you’ve eliminated those obligations, here are a few easy ways to start an investment journey.

4 Ways Living in a Tiny House Saves Big Bucks

One of the biggest expenses for many Americans is their mortgage, so downsizing can become an attractive possibility for saving money. Folks who want to take this move to the extreme might consider tiny homes an option — especially for empty nesters, retirees, singles, or small families. While not for everyone, these small dwellings can save you big bucks. Here’s how.

3 Quick Negotiations Might Save You Money Monthly

Most people believe their monthly payments are set in stone when considering budgets. Yet, as most good managers will affirm, everything is negotiable. The problem is that each obligation will take time out of your day to haggle with the person on the other end of the conversation. Fortunately, there are effective tactics you can use to speed up the process and bring the budget back in line. Here are three top places to start negotiating.

3 Side Gigs Couples Can Manage Together

Bringing in extra cash can help make ends meet or pad savings accounts regardless of the current economy, but adding more work to the day might reduce the time you spend with family. What if you could hang out with your partner while bringing in the extra dough? Side gigs make optimal use of skills and resources in many cases. Let’s look at three interesting side gigs you might start and run as a couple.