With prices rising and inflation showing no signs of slowing down, people are looking to find ways to save money this year more than ever before. Luckily, there are things you can do to keep more of your hard-earned cash and lower your bills, and all it takes is some creativity, diligence, and maybe some phone calls to get the job done.
Tag: savings
How To Negotiate To Lower Your Bills
Whether the country is experiencing high inflation or you want to trim your budget for other reasons, you don’t necessarily need to cut out that daily Starbucks addiction. Instead, concentrate on lowering your bills through the power of negotiation. Most creditors will work with you on everything from how much you pay for television to the amount you shell out for the gym.
What You Should Know Before Investing in Annuities
While trying to grow your wealth, you may be looking at different ways to invest your money. Perhaps someone suggested investing in an annuity. Although there are a few types of annuities, the general idea is that you make an agreement with an insurance company that requires them to make fixed payments to you. Of course, you have to deposit money into the annuity first during the accumulation phase to receive money back.
4 Ways To Save on Your Electricity Bills This Summer
With the price of virtually everything increasing across the United States, people are looking everywhere they can to save money. One place that can really make a difference in your budget is to focus on reducing your electricity bill over the summer months, which can be a huge cost. Fortunately, there are easy ways to save money on your energy bills. Here are a few.
What’s a Reverse Budget and Why Use One?
Perhaps you already have a budget set up to list your income and bills so you can track where your money goes each month. Unfortunately, traditional budgets can keep you from reaching your ultimate goals because the focus is on paying the bills and not reaching your life’s desires — enter reverse budgeting. Instead of simply having a goal to pay the bills and maybe have a bit left over, plan out your financial goals first and work on your budget to help you get there.