3 Best Budgeting Apps for Couples

3 Best Budgeting Apps for Couples

(MoneyHippo.com) – Managing money on your own is challenging enough, but add another person to the mix, and it can get downright confusing. Still, if you have a partner and combine finances, there’s no better way to stay on the same financial track than to budget together. Planning where incomes go is the first step, but staying within those parameters will take cooperation from both people. Enter apps. Using applications you both can access is a great way to see where you stand financially at the push of a button. Here are three of the best to consider.

  1. You Need a Budget: YNAB, for short, this app speaks the truth — you do need a budget. This application lets you create a financial plan where every dollar has a set purpose, sync all your accounts, and manually enter transactions. The company even provides financial education, including tips on budgeting together to stay on track and build your combined wealth.
  2. Firstly: Consider downloading this resource if you’re looking for a free app with couples in mind. This program allows you not only to plan and manage a budget, but it gives you a spend-by-person tool, which can be handy for staying on track. The initial screen gives users a snapshot of their financial position for the month, cash flow, and even how much each person has spent so far.
  1. Personal Capital: While this app has a budgeting feature, it focuses on keeping track of wealth by looking at how much you spend, save, and invest. So, if the financial goal as a couple is to grow your combined bottom line while keeping an eye on the budget, this might be the app for you. It also offers various financial tools to keep you focused and on track.

Keep in mind that you don’t have to choose just one application. You might use YNAB as a comprehensive budgeting tool and Personal Capital for investments. Think about and discuss your goals, and then select the app or apps that help you reach them.


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