(MoneyHippo.com) – With prices rising and inflation showing no signs of slowing down, people are looking to find ways to save money this year more than ever before. Luckily, there are things you can do to keep more of your hard-earned cash and lower your bills, and all it takes is some creativity, diligence, and maybe some phone calls to get the job done.
1 – Use Coupons
Using coupons is the first and most straightforward way to save on everything you buy.
Before making any purchases, check for a coupon for the item either in your local paper or online. Often, you can stack coupons on top of each other for extra savings by using a discount from the manufacturer and a store-specific coupon.
2 – Negotiate
Another effective way to save is to call all your creditors and ask for a lower bill. Contact your cell phone carrier, credit card company, and cable provider to negotiate a lower monthly fee and inquire about any current specials they could apply to your account.
3 – Cashback for Online Shopping
You can also add a cashback extension to your computer browser to receive money on nearly everything you purchase. Rakuten will give you money back on most purchases from various websites, and Honey automatically applies coupon codes to your purchase carts.
Two final, evergreen ways to save big include paying off your debt to save on interest payments and tracking your expenses by implementing a budget so you know where every penny is going. Implementing these strategies can really add up to some significant savings.
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