With prices rising and inflation showing no signs of slowing down, people are looking to find ways to save money this year more than ever before. Luckily, there are things you can do to keep more of your hard-earned cash and lower your bills, and all it takes is some creativity, diligence, and maybe some phone calls to get the job done.
Author: Deb
How To Negotiate To Lower Your Bills
Whether the country is experiencing high inflation or you want to trim your budget for other reasons, you don’t necessarily need to cut out that daily Starbucks addiction. Instead, concentrate on lowering your bills through the power of negotiation. Most creditors will work with you on everything from how much you pay for television to the amount you shell out for the gym.
When and Why You Should Hire a Financial Advisor
Perhaps you’ve heard you should let your money work for you. Invest in this, save that amount. And while it’s tempting to hand everything over to someone else, the better option is to find a mentor to teach you the ins and outs of finance, so you stay in control with some expert advice in your corner.
Should You Sell Your Home and Rent Instead?
Home prices in June 2022 were up an average of 11.2% from 2021, giving many homeowners a good chunk of equity in their property. With the market entering an uncertain future, some may question whether they should sell their abode at a premium, invest the dollars, and rent a house instead. While that might be a tempting prospect, you should not only consider your individual situation before making a move but compare renting to owning as well.
Avoid W-4 Mistakes With These Tips
When you get a job, your new employer will ask you to fill out an Employee’s Withholding Certificate (W-4) for tax purposes. Your answers on that form will determine how much money your new employer will withhold from your paycheck for tax purposes. Filling it out incorrectly could result in a big surprise at the end of the year when it’s time to file with the IRS.